Hit the track running!

My first challenge of the year was admitting "we are fat". We must get back on TRACK*! You can read all about it here!
*Please excuse the sport puns! I just can't help myself sometimes!

1) Fill up our $1000 emergency fund and cut up credit cards.
2) Pay off our credit cards by April.
3) Add 5 months of living expenses to emergency fund by October.
4) Open a mutual fund for our cheerleader and invest $80 per month.
5) Put any extra money towards paying off student loan debt (our goal for 2010 is paying this off and being debt free!).

This is the year of action!
Lace up those frugal shoes, hit that pavement (coupons in hand), and take off! Let's run our best race! (Hey, I just can't help it, it's just so fun!)

For more inspiration, check here!